TRUE DENTAL INSURANCE NOT A Discount Program

A true dental insurance with no waiting periods to start receiving benefits
that covers all pre-existing conditions
with no annual dollars limit or cap on benefits
and you pay no deductible.
All ages are covered.
Designed for small groups but works well with individual who want to take advantage of the low cost group plan.

Welcome to NAFMD
National Association for Medical and Dental.

We are a non-profit association dedicated to providing access to a group dental insurance plan that previously could not be obtained on an individual basis.

Becoming a member of NAFMD gives you access to perhaps the very best dental Insurance policy in the country.

SafeGuard Dental Insurance Co., with 1.8 million members, owned by Metropolitan Life is a strong stable company.

With a True CO-PAY PLAN of:

$5

A Complimentary CareMark Drug Card and
Coast to Coast Vision Benefits That Is Also Included.

a wave of fresh air is coming to over One hundred million Americans who do not have Dental Insurance. SAFEGUARD HEALTH PLANS, INC., A METLIFE COMPANY is making Dental Insurance more affordable than ever.

Michelle Miller of CBSNEWS reports that the lack of dental coverage is leading to problems such as school absence, unemployment and death.

You Can Take Advantage Of This Savings Immediately:

OVER 346 TREATMENTS AND A TRUE CO-PAY PLAN SUCH AS:

TREATMENT--------------------------CO-PAY 2 CLEANINGS PER YEAR ------------------ $0 X-RAYS ----------------------------------- $0 FILLINGS --------------------------------- $0 EXTRACTIONS ---------------------------- $5 OFFICE VISITS ---------------------------- $5 SECOND OPINION -------------------------- $5 AND MUCH MUCH MORE

WITH YOUR DENTAL PLAN YOU WILL ALSO GET:

COAST TO COAST VISION

Administered by Coast To Coast Vision (CTC). Who has contracted with over 12,000 eye care locations nationwide to give you 20% to 60% discounts on eyeglasses, 10% to 20% discounts on contact lenses (excluding disposables), and other items offered at retail in the provider's office.

CTC also contracts with Opthalmologists in selected markets across the United States to provide members with discounts on eyeglasses, contact lenses, eye exams and surgical procedures (including LASIK) where available.

CAREMARK DISCOUNT DRUG CARD

Added benefit of NAF-MD Association, receive the prescription drug
card (discount plan) through Caremark.

To find out what your particular prescription drug will cost, simply go online and find your pharmacy and prescription drug. Here's how it works:

� You can use anywhere in the country.

� Up to 60% off generic; from 10%-30% off preferred name brand.

� May order 3-month supply through mail.

Easily and securely sign up online and take the advantage of no waiting periods.

Benefit’s provided by SafeGuard Health Plans, Inc., a MetLife company.

For more information:

With this plan you'll have no more excuses, take action today not tomorrow, you deserve a better smile and now it is more affordable than ever and there is no waiting periods to start receiving your benefits but you have got to take action TODAY!. Cick here to sign up.

Never Sick JOkE

Never Sick

Grandma Jones from the valley had never experienced a sick day in her life, so she didn't take it kindly when a bad case of the mulligrubs sent her to the hospital for observation.

By the time a pair of husky interns got Grandma tucked into bed, she had managed to complain about everything: the temperature, the lights, the skimpy gown, the food and the mattress, especially, the mattress.

Suddenly, Grandma spotted a small plastic item with a button, attached to a cord. "What's that?" she demanded.

"If you need anything in the middle of the night, Grandma," said one of the interns, "just press that button."

"What does it do, ring a bell?" she asked.

"No, it turns on a light in the hall for the nurse on duty," the intern replied.

"A light in the hall?" responded Grandma. "Look, I'm the sick one around here. If the night nurse needs a light on in the hall, she can get up and switch it on herself."

Sponsor

NAFMD: $5 CO-PAY Dental Insurance.

Get Your Teeth Whiter Naturally

Whether you drink red-wine, cola, coffee or tea you will obviously experience teeth discoloration. In-fact any drink or food that has the ability to stain carpets, clothes or other fabrics can stain your teeth, these includes fruit juices, soy sauce, blueberries, and curry. You can help keep your teeth whiter or free from stain by observing the following.

While in most cases professional cleaning may be the best way to get rid of aged in stains these few steps may help you:

1. After every meal or drink rinse your mouth with plain water, make this a habit and do it for every meal whether the meal or drink is staining or not this way you won't forget.

2. Sip drinks that are capable of staining your teeth with a straw this will minimize contact with your teeth.

3. Floss after each meal, brushing is good but sometimes it does not get into in-between the teeth for better cleaning. Flossing helps to prevent plaque that absorbs color from drink or food.

4. Brush your teeth twice a day. This has more advantage than any one can write in a book, just know that it is so good and beneficial to brush twice daily more so if you are coffee drinker.

Talk to your dentist and get advise on professional options. Be very careful on over the counter whitening products. Sometimes it is cheaper to spend a little more now than spending big later.

Tooth sensitivity is a very common side effect of teeth whitening, make certain you know what you are doing.

For more information on choosing professional dentist visit fezdental and click on List Of Providers. You can even sign up securely for a $5 CO-PAY dental insurance that covers all pre-existing conditions with no waiting periods right there.

$5 CO-PAY Dental Insurance, No Deductible

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These Dental Services Are For Zero Dollar Co-Payment

Diagnostic Treatment For $0.00 Co-Payment

• Periodic oral evaluation
• Limited oral evaluation - problem focused
• Oral Evaluation for a patient under three years of age and counseling with primary caregiver
• Comprehensive oral evaluation - new or established patient
• Detailed and extensive oral evaluation - problem focused, by report
• Re-evaluation - limited, problem focused (established patient; not post-operative visit)
• Comprehensive periodontal evaluation - new or established patient

Radiographs / Diagnostic Imaging For $0.00 Co-Payment

• Intraoral - complete series (including bitewings)
• Intraoral - periapical first film
• Intraoral - periapical each additional film
• Intraoral - occlusal film
• Extraoral - first film
• Extraoral - each additional film
• Bitewing - single film
• Bitewings - two films
• Bitewings- three films
• Bitewings - four films
• Vertical bitewings – 7 to 8 films
• Panoramic film
• Oral/facial photographic images

Tests and Examinations For $0.00 Co-Payment

• Collection of microorganisms for culture and sensitivity
• Caries susceptibility tests
• Pulp vitality tests
• Diagnostic castsAccession of tissue, gross examination, preparation and transmission of written report
• Accession of tissue, gross and microscopic examination, preparation and transmission of written report
• Accession of tissue, gross and microscopic examination, including assessment of surgical margins for presence of disease, preparation and transmission ofwritten report
• Laboratory accession of brush biopsy sample, microscopic examination, preparation and transmission of written report

Preventive Services For $0.00 Co-Payment

• Prophylaxis - adult
• Prophylaxis – child
• Topical application of fluoride (prophylaxis not included) - child
• Topical application of fluoride (prophylaxis not included) - adult
• Topical fluoride varnish; therapeutic application for moderate to high caries risk
  patients
• Nutritional counseling for control of dental disease
• Tobacco counseling for the control and prevention of oral disease
• Oral hygiene instructions
• Sealant - per tooth

Restorative Treatment For $0.00 Co-Payment

• Amalgam - one surface, primary or permanent
• Amalgam - two surfaces, primary or permanent
• Amalgam - three surfaces, primary or permanent
• Amalgam - four or more surfaces, primary or permanent
• Resin-based composite - one surface, anterior
• Resin-based composite - two surfaces, anterior
• Resin-based composite - three surfaces, anterior
• Resin-based composite - four or more surfaces or involving incisal angle (anterior)

Crowns Service For $0.00 Co-Payment

• Provisional crown
• Recement inlay, onlay, or partial coverage restoration
• Recement cast or prefabricated post and core
• Recement crown
• Sedative filling
• Temporary crown (fractured tooth)
• Crown repair, by report

Crowns/Fixed Bridges - Per Unit For $0.00 Co-Payment

• Provisional pontic
• Recement fixed partial denture

Adjunctive General Services For $0.00 Co-Payment

• Fixed partial denture sectioning
• Local anesthesia not in conjunction with operative or surgical procedures
• Regional block anesthesia
• Trigeminal division block anesthesia
• Local anesthesia
• Consultation (diagnostic service provided by dentist other than practitioner
  providing treatment)
• Office visit for observation (during regularly scheduled hours) -no other services
  performed
• Case presentation, detailed and extensive treatment planning

For More Information or To Sign Up For This Program Visit Fezdental.

Obama's Health Reform On Your Dental Insurance

About 40 million Americans are without Dental Insurance but Thank Goodness for the Obama Health Reform especially on Dental Insurance.

Now through National Association for Medical and Dental (NAFMD) Underwritten by Metropolitan Life Insurance (MetLife) any one can get a Dental Insurance at an affordable Group rate for individuals. A group insurance that covers all pre-existing conditions that mean no matter what the condition of your teeth are you will be able to get an excellent dental plan without any begging.

Not only does it cover all pre-existing condition it also has no Deductible and there is no waiting period. Wow! is what I said, Having been selling insurance for quite some time I have never heard anything like that before.

The Dental Insurance that we all used to know will cost you an arm and a leg and yet you will not be able to use it until at least 6 months from purchase date. Paying about $50 a month for the next six months before you can access your benefits, that a lot of money for the average Joe, that is why average Joe does not have Dental Insurance. That is all about to change starting with NAFMD leading the way.

Now you can get a Dental Insurance Plan that offers no Waiting period for benefits to start, What it means to you is you can enroll on the plan this month and use it the first of the following month.

Covers all pre-existing condition, no matter what you got you are covered, isn't that sweet?

No annual dollar limit or cap on benefits, Dental insurance as we know it till now has a maximum amount of money you are covered for per year, maybe $1000 or $1500. That also has changed with NAFMD you have not limit on the dollar amount you can spend as long as you need work done it will be done.

No deductible, you do not have to pay anything before the benefits start to pay the rest. You will only have a low co-payment per procedure and treatment with some co-payment as little as $0.00, yes zero dollar.

Covers from any age to all ages, everybody is included. All age covered, Individual, dependant(s) or as a family and Small Business.

For more information or to visit NAFMD click take me to low cost Dental Insurance.

Obsessive Teeth Whitening.

As much as a smile worth a billion words and as much infections a smile can be the cost of having a beautiful smile is still out of reach for so many people.

What is the cost of a good smile? How much will you be willing to pay to get a good smile without feeling embarrassed? Do you cover your mouth so nobody could see your teeth? To have a good smile is equal to having good white teeth.

Now, having whiten teeth have become a trend among the people. People can do anything to acquire a set of perfect white teeth. The good news is that it is now inexpensive to have good white teeth.

Perfect teeth whitening is the best solution. There are many teeth whitening gels available in the market. One can perform the teeth whitening gel himself. He doesn't need to go to the dentist. As much as this is true the question remains, how do you know the best product that does not have any side effect?

This knowledge will cost you tons of hours in research unless you are willing to gamble with your money. Some products although cheap will cause the teeth to change color even worse than the way it was previously. For those that do not gamble with their money finding a good dentist to help in whitening and maintaining your white teeth is the better way to go over time.

A dentist will recommend the use of product like perfect whitening or just in house bleaching or maybe some other products that he or she has used and know and trust. It is not only that the dentist has better materials than one gets in a drug store his experience for your particular teeth comes to play. Dental whitening products should not be a one size fits all, we are all different in so many ways and react to different chemicals.

Filling the gaps between the teeth with porcelain veneers is another method. I would trust the advice of the dentist after he has examined my teeth to know which product or procedure will work well for me and I think you should do the same.

Finding a good Dentist sometimes could be a difficult thing depends on which part of the town you live. Another good news is that One Insurance company has already done that job for you all you need to do is to look up your area to find you to go to. All board certified and so on.

Yellow or stained teeth can make anyone look inferior. It also results in causing social insecurity. But now there is no need to look inferior as it is cheaper to secure a dental insurance than a can of soda a day. If you are thinking about teeth whitening you own it to yourself to do your home work first.

5 Must Have For A Good Dental Plan

Dental plans are not equal some are just better than others. The list below is the most essential any Dental insurance must have to be considered among the top ones.

Make sure your dental plan has these elements on them or else...... it's up to you. There are options and know that you do not have to manage.

1. No Waiting Period To Start Receiving Benefits: Most Dental Insurance plans will make you wait up to 12 months before you can use it. To me that defeats the purpose of saving money. Think about it if you are paying $40 a month you must have paid up to $480 before you can use the plan and on top of that you will have to pay your deductible.

2. Pre-Existing Conditions: Make sure your pre-existing condition are covered without any hidden fees or something. If your pre-existing condition are not covered there is no need for the dental Insurance because they will deny the claim anyways.

3. No Annual Dollar Spending Limit: Most Dental Insurance will cap you off about $1000 Annually and this is after you have paid your premium for about a year before using the plan. Find a Dental plan that will not cut your spending off in any year.

4. No Deductible: This is a big one because some Dental coverage are actually Dental naked and leave you not covered at all. If you will have to pay $500 or so before the Dental coverage start to cover you plus you have already paid up $480 on Premium that's close to $1000 which is the max the plan will pay anyways. Make sure your Dental plan do not have any Deductible.

5. All Ages are Covered: If your Dental coverage will not cover all members of the family maybe it's time to look for the one that will. It does not make a lot of sense to buy an Insurance only when you are old. Covering all members of the family will in deed save you bounch of money.

REMEMBER:
"The stoical scheme of supplying our wants by lopping off our desires, is like cutting off our feet when we want shoes." - Jonathan Swift