TRUE DENTAL INSURANCE NOT A Discount Program

A true dental insurance with no waiting periods to start receiving benefits
that covers all pre-existing conditions
with no annual dollars limit or cap on benefits
and you pay no deductible.
All ages are covered.
Designed for small groups but works well with individual who want to take advantage of the low cost group plan.

Welcome to NAFMD
National Association for Medical and Dental.

We are a non-profit association dedicated to providing access to a group dental insurance plan that previously could not be obtained on an individual basis.

Becoming a member of NAFMD gives you access to perhaps the very best dental Insurance policy in the country.

SafeGuard Dental Insurance Co., with 1.8 million members, owned by Metropolitan Life is a strong stable company.

With a True CO-PAY PLAN of:

$5

A Complimentary CareMark Drug Card and
Coast to Coast Vision Benefits That Is Also Included.

a wave of fresh air is coming to over One hundred million Americans who do not have Dental Insurance. SAFEGUARD HEALTH PLANS, INC., A METLIFE COMPANY is making Dental Insurance more affordable than ever.

Michelle Miller of CBSNEWS reports that the lack of dental coverage is leading to problems such as school absence, unemployment and death.

You Can Take Advantage Of This Savings Immediately:

OVER 346 TREATMENTS AND A TRUE CO-PAY PLAN SUCH AS:

TREATMENT--------------------------CO-PAY 2 CLEANINGS PER YEAR ------------------ $0 X-RAYS ----------------------------------- $0 FILLINGS --------------------------------- $0 EXTRACTIONS ---------------------------- $5 OFFICE VISITS ---------------------------- $5 SECOND OPINION -------------------------- $5 AND MUCH MUCH MORE

WITH YOUR DENTAL PLAN YOU WILL ALSO GET:

COAST TO COAST VISION

Administered by Coast To Coast Vision (CTC). Who has contracted with over 12,000 eye care locations nationwide to give you 20% to 60% discounts on eyeglasses, 10% to 20% discounts on contact lenses (excluding disposables), and other items offered at retail in the provider's office.

CTC also contracts with Opthalmologists in selected markets across the United States to provide members with discounts on eyeglasses, contact lenses, eye exams and surgical procedures (including LASIK) where available.

CAREMARK DISCOUNT DRUG CARD

Added benefit of NAF-MD Association, receive the prescription drug
card (discount plan) through Caremark.

To find out what your particular prescription drug will cost, simply go online and find your pharmacy and prescription drug. Here's how it works:

� You can use anywhere in the country.

� Up to 60% off generic; from 10%-30% off preferred name brand.

� May order 3-month supply through mail.

Easily and securely sign up online and take the advantage of no waiting periods.

Benefit’s provided by SafeGuard Health Plans, Inc., a MetLife company.

For more information:

With this plan you'll have no more excuses, take action today not tomorrow, you deserve a better smile and now it is more affordable than ever and there is no waiting periods to start receiving your benefits but you have got to take action TODAY!. Cick here to sign up.

Never Sick JOkE

Never Sick

Grandma Jones from the valley had never experienced a sick day in her life, so she didn't take it kindly when a bad case of the mulligrubs sent her to the hospital for observation.

By the time a pair of husky interns got Grandma tucked into bed, she had managed to complain about everything: the temperature, the lights, the skimpy gown, the food and the mattress, especially, the mattress.

Suddenly, Grandma spotted a small plastic item with a button, attached to a cord. "What's that?" she demanded.

"If you need anything in the middle of the night, Grandma," said one of the interns, "just press that button."

"What does it do, ring a bell?" she asked.

"No, it turns on a light in the hall for the nurse on duty," the intern replied.

"A light in the hall?" responded Grandma. "Look, I'm the sick one around here. If the night nurse needs a light on in the hall, she can get up and switch it on herself."

Sponsor

NAFMD: $5 CO-PAY Dental Insurance.

Get Your Teeth Whiter Naturally

Whether you drink red-wine, cola, coffee or tea you will obviously experience teeth discoloration. In-fact any drink or food that has the ability to stain carpets, clothes or other fabrics can stain your teeth, these includes fruit juices, soy sauce, blueberries, and curry. You can help keep your teeth whiter or free from stain by observing the following.

While in most cases professional cleaning may be the best way to get rid of aged in stains these few steps may help you:

1. After every meal or drink rinse your mouth with plain water, make this a habit and do it for every meal whether the meal or drink is staining or not this way you won't forget.

2. Sip drinks that are capable of staining your teeth with a straw this will minimize contact with your teeth.

3. Floss after each meal, brushing is good but sometimes it does not get into in-between the teeth for better cleaning. Flossing helps to prevent plaque that absorbs color from drink or food.

4. Brush your teeth twice a day. This has more advantage than any one can write in a book, just know that it is so good and beneficial to brush twice daily more so if you are coffee drinker.

Talk to your dentist and get advise on professional options. Be very careful on over the counter whitening products. Sometimes it is cheaper to spend a little more now than spending big later.

Tooth sensitivity is a very common side effect of teeth whitening, make certain you know what you are doing.

For more information on choosing professional dentist visit fezdental and click on List Of Providers. You can even sign up securely for a $5 CO-PAY dental insurance that covers all pre-existing conditions with no waiting periods right there.

$5 CO-PAY Dental Insurance, No Deductible

Obama's Health Reform On Your Dental Insurance

About 40 million Americans are without Dental Insurance but Thank Goodness for the Obama Health Reform especially on Dental Insurance.

Now through National Association for Medical and Dental (NAFMD) Underwritten by Metropolitan Life Insurance (MetLife) any one can get a Dental Insurance at an affordable Group rate for individuals. A group insurance that covers all pre-existing conditions that mean no matter what the condition of your teeth are you will be able to get an excellent dental plan without any begging.

Not only does it cover all pre-existing condition it also has no Deductible and there is no waiting period. Wow! is what I said, Having been selling insurance for quite some time I have never heard anything like that before.

The Dental Insurance that we all used to know will cost you an arm and a leg and yet you will not be able to use it until at least 6 months from purchase date. Paying about $50 a month for the next six months before you can access your benefits, that a lot of money for the average Joe, that is why average Joe does not have Dental Insurance. That is all about to change starting with NAFMD leading the way.

Now you can get a Dental Insurance Plan that offers no Waiting period for benefits to start, What it means to you is you can enroll on the plan this month and use it the first of the following month.

Covers all pre-existing condition, no matter what you got you are covered, isn't that sweet?

No annual dollar limit or cap on benefits, Dental insurance as we know it till now has a maximum amount of money you are covered for per year, maybe $1000 or $1500. That also has changed with NAFMD you have not limit on the dollar amount you can spend as long as you need work done it will be done.

No deductible, you do not have to pay anything before the benefits start to pay the rest. You will only have a low co-payment per procedure and treatment with some co-payment as little as $0.00, yes zero dollar.

Covers from any age to all ages, everybody is included. All age covered, Individual, dependant(s) or as a family and Small Business.

For more information or to visit NAFMD click take me to low cost Dental Insurance.

5 Must Have For A Good Dental Plan

Dental plans are not equal some are just better than others. The list below is the most essential any Dental insurance must have to be considered among the top ones.

Make sure your dental plan has these elements on them or else...... it's up to you. There are options and know that you do not have to manage.

1. No Waiting Period To Start Receiving Benefits: Most Dental Insurance plans will make you wait up to 12 months before you can use it. To me that defeats the purpose of saving money. Think about it if you are paying $40 a month you must have paid up to $480 before you can use the plan and on top of that you will have to pay your deductible.

2. Pre-Existing Conditions: Make sure your pre-existing condition are covered without any hidden fees or something. If your pre-existing condition are not covered there is no need for the dental Insurance because they will deny the claim anyways.

3. No Annual Dollar Spending Limit: Most Dental Insurance will cap you off about $1000 Annually and this is after you have paid your premium for about a year before using the plan. Find a Dental plan that will not cut your spending off in any year.

4. No Deductible: This is a big one because some Dental coverage are actually Dental naked and leave you not covered at all. If you will have to pay $500 or so before the Dental coverage start to cover you plus you have already paid up $480 on Premium that's close to $1000 which is the max the plan will pay anyways. Make sure your Dental plan do not have any Deductible.

5. All Ages are Covered: If your Dental coverage will not cover all members of the family maybe it's time to look for the one that will. It does not make a lot of sense to buy an Insurance only when you are old. Covering all members of the family will in deed save you bounch of money.

REMEMBER:
"The stoical scheme of supplying our wants by lopping off our desires, is like cutting off our feet when we want shoes." - Jonathan Swift